Introduction and Acceptance of Terms of Use.

Peddicord Wharton offers you a wide range of content, communication tools, forums, and information about its products and services ("Materials") via this web site. By using this web site, you are agreeing to accept and comply with the terms and conditions of use as stated below ("Terms of Use"), which Peddicord Wharton may update at any time without notice. You should visit this page periodically to review the then-current Terms of Use. Please note that Peddicord Wharton may, at its sole discretion, terminate your access to this web site at any time without notice.

Limited Right to Use.

This web site is owned and operated by Peddicord Wharton. Unless otherwise specified, all Materials on this web site are the property of Peddicord Wharton and are protected by the copyright laws of the United States and, throughout the world by the applicable copyright laws. You may, view, print and/or download one copy of the Materials from this web site on any single computer solely for your personal, informational, non-commercial use, provided you keep intact all copyright and other proprietary notices. No Materials published by Peddicord Wharton on this web site, in whole or in part, may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form or by any means without prior written permission from Peddicord Wharton. The use of any such Materials on any other web site or networked computer environment or for any other purpose is strictly prohibited and such unauthorized use may violate copyright, trademark and other similar laws.

Communications.

Except for any disclosure by you for technical support purposes, or as specified in our Privacy Statement, all communications from you to this web site will be considered non-confidential and non-proprietary. You agree that any and all comments, information, feedback and ideas regarding our company, products or services that you communicate to Peddicord Wharton ("Feedback") will be deemed, at the time of communication to Peddicord Wharton, the property of Peddicord Wharton, and Peddicord Wharton shall be entitled to full rights of ownership, including without limitation, unrestricted right to use or disclose such Feedback in any form, medium or technology now known or later developed, and for any purpose, commercial or otherwise, without compensation to you. You are solely responsible for the content of your communications and their legality under all laws and regulations. You agree not to use this web site to distribute, link to or solicit content that is defamatory, harassing, unlawful, libellous, harmful to minors, threatening, obscene, false, misleading, or infringing a third party intellectual or privacy rights.

Access to Password Protected or Secured Areas.

Access to and use of password protected or secured areas of this web site is restricted to authorized users only. You will be asked to provide accurate and current information on all registration forms on this web site. You are solely responsible for maintaining the confidentiality of any username and password that you choose or is chosen by your web administrator on your behalf, to access this web site as well as any activity that occur under your username/password. You will not misuse or share your username or password, misrepresent your identity or your affiliation with an entity, impersonate any person or entity, or misstate the origin of any Materials you are exposed to through this web site.

Monitoring.

Although Peddicord Wharton is not obligated to do so, it will have the right to review your communications on this web site to determine whether you comply with our Terms of Use. Peddicord Wharton will not have any liability or responsibility for the content of any communications you post to this web site, or for any errors or violations of any laws or regulations by you. Peddicord Wharton will comply with any court order in disclosing the identity of any person posting communications on this web site. It is advisable that you review our Privacy Policy before posting any such communications. Please note that when you conduct transactions with other companies providing content via this web site, you will also be subject to their privacy policies.

Links to Other Sites.

The linked sites are not under the control of Peddicord Wharton and Peddicord Wharton is not responsible for the content of any linked site or any link contained in a linked site. Peddicord Wharton reserves the right to terminate any link at any time. Peddicord Wharton may provide links from this web site to other sites as a convenience to you and in no way should this be interpreted as an endorsement of any company, content or products to which it links. If you decide to access any of the third party sites linked to this web site, you do this entirely at your own risk. Peddicord Wharton DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, TO ANY SUCH LINKED SITES, INCLUDING BUT NOT LIMITED TO ANY TERMS AS TO THE ACCURACY, OWNERSHIP, VALIDITY OR LEGALITY OF ANY CONTENT OF A LINKED SITE.

Trademarks.

The trademarks, service marks and logos of Peddicord Wharton and others used in this web site ("Trademarks") are the property of Peddicord Wharton and their respective owners. You have no right to use any such Trademarks, and nothing contained in this web site or the Terms of Use grants any right to use (by implication, waiver, estoppel or otherwise) any Trademarks without the prior written permission of Peddicord Wharton or the respective owner.

Restrictions on Use.

Peddicord Wharton provides the resources on this Site, including the TTD/HP Calculator, PPD Calculator, and Rate Calculator (collectively “the Calculators”), solely for your personal and informational use or as expressly authorized by Peddicord Wharton in writing. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. Peddicord Wharton reserves all rights not expressly granted in these Restrictions on Use. Except as otherwise stated in these Restrictions on Use or as expressly authorized by Peddicord Wharton in writing, you may not (or enable others to):

  • Modify, copy, reproduce, publish, create derivative works from, or reverse engineer the Calculators and other resources provided on this Site.
  • Redeliver any page, text, image, resources or the Calculators on this Site using “framing” or other technology; and
  • Engage in any conduct that could damage, disable, or overburden (i) this Site, (ii) any resources, including the Calculators, provided through this Site, or (iii) any systems, networks, or servers related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site.

Indemnity.

You agree to indemnify, defend and hold Peddicord Wharton harmless from and against any and all third party claims, liabilities, damages, losses or expenses (including reasonable attorney's fees and costs) arising out of, based on or in connection with your access and/or use of this web site.

Limitation of Liability.

IN NO EVENT SHALL Peddicord Wharton OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES INCLUDING, WITHOUT LIMITATION, LOSS PROFITS OR REVENUES, COSTS OF REPLACEMENT GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THIS WEB SITE OR ANY LINKED SITE, DAMAGES RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION OR MATERIALS PRESENTED ON THIS WEB SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY EVEN IF Peddicord Wharton OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Disclaimer.

Peddicord Wharton assumes no responsibility for timeliness, or content of the Materials provided on this web site. You should not assume that the Materials on this web site are continuously updated or otherwise contain current information. Peddicord Wharton is not responsible for supplying content or materials from the web site that have expired or have been removed. THE MATERIALS PROVIDED AT THIS WEB SITE ARE PROVIDED "AS IS" AND ANY WARRANTY (EXPRESS OR IMPLIED), CONDITION OR OTHER TERM OF ANY KIND, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR TITLE IS HEREBY EXCLUDED.

Applicable Laws.

These Terms of Use are governed by the law in force in the State of Iowa, United States, and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of Iowa and courts of appeal from them for determining any dispute concerning the Terms of Use.

General.

If you have any questions regarding the Terms of Use, please contact Peddicord Wharton via our Contact page.